:root{--blue:#004AAD;--blue-d:#003580;--navy:#0A1F44;--sky:#00A3E0;--sky-d:#008BC0;--ink:#16213A;--muted:#5A6678;--line:#E2E7EF;--tint:#F3F6FB;--r:10px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.6;font-size:17px;background:#fff;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-weight:800;line-height:1.15;color:var(--navy);letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.3vw,3.4rem)}
h2{font-size:clamp(1.7rem,3vw,2.35rem);margin-bottom:.5rem}
h3{font-size:1.15rem;letter-spacing:-.01em;margin-bottom:.35rem}
a{color:var(--blue)}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
section{padding:88px 0}
.tint{background:var(--tint)}
.center{text-align:center}
.center .sub{margin-left:auto;margin-right:auto}
.kicker{display:block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:.6rem}
.sub{font-size:1.1rem;color:var(--muted);max-width:680px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:.98rem;text-decoration:none;padding:14px 24px;border-radius:6px;border:2px solid transparent;transition:background .15s,border-color .15s,color .15s;cursor:pointer;font-family:inherit;line-height:1.2}
.btn-sky{background:var(--sky);color:#fff}.btn-sky:hover{background:var(--sky-d)}
.btn-blue{background:var(--blue);color:#fff}.btn-blue:hover{background:var(--blue-d)}
.btn-line{background:#fff;color:var(--blue);border-color:var(--blue)}.btn-line:hover{background:var(--blue);color:#fff}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:#e9eef6}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-sm{font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;padding:10px 18px}
.topbar{background:var(--navy);color:#C9D5E8;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:40px;gap:16px}
.topbar strong{color:#fff}
.topbar a{color:#fff;text-decoration:none;font-weight:600;white-space:nowrap}
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:#111}
.logo svg{width:34px;height:40px;flex:none;color:var(--blue)}
.logo .w{display:flex;flex-direction:column;line-height:1}
.logo .mib{font-family:"Bodoni Moda",Didot,Georgia,serif;font-weight:600;font-size:1.7rem;letter-spacing:.02em;color:#111}
.logo .full{font-size:.56rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:#111;margin-top:3px}
.menu{display:flex;align-items:center;gap:4px;list-style:none}
.menu>li{position:relative}
.menu a,.menu .dd-btn{display:block;padding:10px 13px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;background:none;border:0;font-family:inherit;cursor:pointer}
.menu a:hover,.menu .dd-btn:hover{color:var(--blue)}
.dd-panel{display:none;position:absolute;top:100%;left:0;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:0 14px 34px rgba(10,31,68,.12);padding:8px}
.dd:hover .dd-panel,.dd:focus-within .dd-panel{display:block}
.dd-panel a{font-weight:500;padding:9px 12px;border-radius:6px}
.dd-panel a:hover{background:var(--tint)}
.menu .btn{margin-left:10px;padding:11px 18px;color:#fff;background:var(--blue);border-radius:6px}.menu .btn:hover{background:var(--blue-d);color:#fff}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.hero{background:#E8EFF9;padding:48px 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:end}
.hero-copy{padding-bottom:80px}
.hero-photo img{width:100%;max-width:470px;height:auto;margin:0 auto}
.qsec{padding:72px 0;border-bottom:1px solid var(--line)}
.qgrid{display:grid;grid-template-columns:1fr 460px;gap:64px;align-items:start}
.qgrid>div:first-child{padding-top:24px}
.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);color:var(--navy);font-size:.85rem;font-weight:600;padding:7px 14px;border-radius:999px;margin-bottom:22px}
.pill i{width:8px;height:8px;border-radius:50%;background:#16A34A;box-shadow:0 0 0 4px rgba(22,163,74,.15)}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:580px;margin:18px 0 28px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px}
.proof{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:30px;font-size:.92rem;color:var(--ink);font-weight:500}
.proof span{display:flex;align-items:center;gap:8px}
.proof svg{width:18px;height:18px;color:var(--blue);flex:none}
.quote-card{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px rgba(10,31,68,.12);overflow:hidden}
.quote-card .qh{background:var(--blue);color:#fff;padding:18px 24px}
.quote-card .qh h2{color:#fff;font-size:1.3rem;margin:0}
.quote-card .qh p{color:#D6E4F7;font-size:.9rem;margin-top:2px}
.quote-card iframe{display:block;width:100%;border:0;min-height:520px}
.carriers{padding:40px 0;border-bottom:1px solid var(--line)}
.carriers p{text-align:center;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:20px}
.carrier-row{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:14px 48px}
.carrier-row span{font-weight:800;font-size:1.2rem;letter-spacing:-.02em;color:#8C96A6}
.mission{background:var(--navy);color:#fff;padding:64px 0}
.mission .wrap{display:grid;grid-template-columns:auto 1fr;gap:40px;align-items:center}
.mission .k{font-size:.8rem;font-weight:700;letter-spacing:.18em;color:#8FB4E8;text-transform:uppercase;border-right:2px solid #24406E;padding-right:40px}
.mission h2{color:#fff;font-size:clamp(1.4rem,2.4vw,1.9rem);font-weight:700;margin:0;letter-spacing:-.01em}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:48px;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.svc{padding:36px 30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center;display:flex;flex-direction:column;align-items:center}
.svc .ic{width:58px;height:58px;color:var(--blue);margin-bottom:16px}
.svc p{color:var(--muted);font-size:.95rem;flex:1;margin-bottom:18px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.row.flip>:first-child{order:2}
.checks{list-style:none;margin:20px 0 28px}
.checks li{position:relative;padding:7px 0 7px 32px}
.checks li::before{content:"";position:absolute;left:0;top:11px;width:20px;height:20px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7'/%3E%3C/svg%3E") center/12px no-repeat}
.box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px}
.box h3{margin-bottom:12px}
.dates{list-style:none}
.dates li{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:14px 0;border-top:1px solid var(--line)}
.dates li:first-child{border-top:0;padding-top:4px}
.dates b{color:var(--blue);font-size:.92rem}
.dates span{color:var(--muted);font-size:.95rem}
.note{font-size:.82rem;color:var(--muted);margin-top:14px}
.disc{font-size:.8rem;color:var(--muted);background:var(--tint);border-radius:8px;padding:14px 16px;margin-top:16px}
.mini{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.mini .card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px}
.mini .ic{width:44px;height:44px;color:var(--blue);margin-bottom:14px}
.mini p{color:var(--muted);font-size:.95rem}
.about{display:grid;grid-template-columns:380px 1fr;gap:64px;align-items:center}
.about .ph{position:relative}
.about .ph img{border-radius:14px;width:100%;height:auto;background:#E8EFF9}
.about .ph .tag{position:absolute;left:18px;bottom:18px;background:#fff;border-radius:8px;padding:10px 14px;font-size:.85rem;font-weight:700;color:var(--navy);box-shadow:0 8px 24px rgba(10,31,68,.18)}
.about .ph .tag small{display:block;font-weight:500;color:var(--muted);font-size:.78rem}
.creds{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0 28px}
.creds span{font-size:.85rem;font-weight:600;color:var(--blue);background:#EAF1FB;padding:7px 12px;border-radius:6px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:44px;text-align:left}
.step{border-top:3px solid var(--blue);padding-top:22px}
.step .n{font-size:.8rem;font-weight:800;letter-spacing:.14em;color:var(--blue);margin-bottom:8px}
.step p{color:var(--muted)}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin-top:36px}
.areas span{display:flex;align-items:center;justify-content:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 10px;font-weight:600;font-size:.95rem;color:var(--navy)}
.areas svg{width:16px;height:16px;color:var(--blue)}
.review{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:14px;padding:36px 40px}
.review .g{display:flex;align-items:center;gap:20px}
.review .stars{color:#F5B301;font-size:1.4rem;letter-spacing:2px}
.faq{max-width:860px;margin:36px auto 0}
.faq details{border:1px solid var(--line);border-radius:10px;padding:0 22px;margin-bottom:10px;background:#fff}
.faq summary{list-style:none;cursor:pointer;font-weight:700;color:var(--navy);padding:18px 0;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--blue);font-weight:500}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--muted);padding:0 0 20px}
.cal{background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px;margin-top:36px}
.cal iframe{width:100%;border:0;min-height:640px}
.closing{background:var(--blue);color:#fff;text-align:center;padding:72px 0}
.closing h2{color:#fff}
.closing p{color:#D6E4F7;max-width:560px;margin:8px auto 28px}
.closing .ctas{display:flex;justify-content:center;flex-wrap:wrap;gap:12px}
footer{background:var(--navy);color:#A9B8CF;font-size:.9rem;padding:60px 0 28px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
footer .logo .mib,footer .logo .full{color:#fff}
footer .logo svg{color:#fff}
footer h4{color:#fff;font-size:.95rem;margin-bottom:14px;letter-spacing:0}
footer ul{list-style:none}
footer li{margin:7px 0}
footer a{color:#D3DDEC;text-decoration:none}
footer a:hover{color:#fff}
.legal{border-top:1px solid #1E3560;margin-top:40px;padding-top:24px;font-size:.76rem;line-height:1.65;color:#8A9AB4}
.legal p{margin-bottom:10px}
.float{position:fixed;right:22px;bottom:22px;z-index:60;display:flex;align-items:center;gap:10px;text-decoration:none}
.float .b{background:var(--sky);color:#fff;font-weight:700;font-size:.9rem;padding:11px 16px;border-radius:999px;box-shadow:0 8px 24px rgba(0,0,0,.18)}
.float img{width:58px;height:58px;border-radius:50%;object-fit:cover;object-position:50% 4%;background:#E8EFF9;border:3px solid #fff;box-shadow:0 8px 24px rgba(0,0,0,.22)}
.mbar{display:none}
@media(max-width:1020px){
 .hero-grid,.row,.about,.qgrid{grid-template-columns:1fr;gap:32px}
 .hero-copy{padding-bottom:0}
 .hero-photo img{max-width:320px}
 .row.flip>:first-child{order:0}
 .quote-card{max-width:520px}
 .about .ph{max-width:360px}
 .svc-grid{grid-template-columns:1fr 1fr}
 .mini,.steps{grid-template-columns:1fr}
 .areas{grid-template-columns:repeat(2,1fr)}
 .fcols{grid-template-columns:1fr 1fr}
 .mission .wrap{grid-template-columns:1fr;gap:14px}
 .mission .k{border:0;padding:0}
 .burger{display:block}
 .menu{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);gap:0;max-height:80vh;overflow:auto}
 .menu.open{display:flex}
 .dd-panel{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 12px;min-width:0}
 .menu .btn{margin:10px 0 0}
 .topbar .hide-m{display:none}
 section{padding:64px 0}
 .float{display:none}
 .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px;gap:10px}
 .mbar .btn{flex:1}
 body{padding-bottom:70px}
}
@media(max-width:600px){.svc-grid{grid-template-columns:1fr}.fcols{grid-template-columns:1fr}.review{padding:28px 22px}}

.phero{background:#E8EFF9;padding:56px 0 64px;border-bottom:1px solid var(--line)}
.crumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.crumb a{color:var(--blue);text-decoration:none}
.phero h1{font-size:clamp(2rem,4vw,3rem);max-width:820px}
.phero .lead{font-size:1.15rem;color:var(--muted);max-width:700px;margin:16px 0 26px}
.phero .ctas{display:flex;flex-wrap:wrap;gap:12px}
.opts4{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:36px;text-align:left}
.opts4 .card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:30px;scroll-margin-top:100px}
.opts4 .ic{width:44px;height:44px;color:var(--blue);margin-bottom:12px}
.opts4 p{color:var(--muted)}
.opts4 ul{margin:14px 0 0 18px;color:var(--muted);font-size:.95rem}
.opts4 li{margin:5px 0}
.svc-grid{grid-template-columns:repeat(3,1fr)}
@media(max-width:1020px){.svc-grid,.opts4{grid-template-columns:1fr}}